Do you have a credit card that you just don’t use anymore? Maybe a hasty in-store sign-up or a too-good-to-be-true introduction offer led you astray? Logically, canceling any unused credit cards makes sense — but pause just a moment. According to financial experts, canceling a card can often do more harm than good. However, there are ways to mitigate any damage, and knowing what steps to take before canceling — and alternatives to canceling — can help keep your finances in check. Read on for tips on what to do before you hit “cancel.”