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The Best Credit Cards to Unlock Airport Lounge Access

Wealth | Updated: April 29, 2026
Fran Hoepfner
Author
Fran Hoepfner is a writer and teacher living in Brooklyn. She's an editor at large for the independent film magazine Bright Wall/Dark Room, and her fiction writing has appeared in Joyland, Burrow Press, and Peach Magazine.
Better Report

The world of credit card perks is vast and varied. Do you want points? Miles? What about fees? One of the biggest and best perks is access to airport lounges — private, secluded spaces that make travel feel more relaxed and luxurious. A handful of credit cards specifically grant you access to these lounges, so here are a few of the best.

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Platinum Card From American Express

The Platinum Card from American Express has been repeatedly selected as one of the best travel rewards cards. Over 1,500 lounges are available to cardholders, as well as two guests once requirements are met. The Platinum Amex is great for frequent travelers since its points system accumulates almost exclusively from travel and hotel stays. However, the annual fee is $895, so if you aren’t a frequent traveler, its cost could outweigh its benefits.

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Capital One Venture X Rewards Card

The Capital One Venture X Rewards Card is a premium credit card rich with travel benefits. It grants its holder and two guests access to 1,300 Capital One Lounges and other lounges in their greater partner network. The annual fee for this card is $395 — pricey and perhaps not for the leisure-only traveler, but cheaper than the Amex with similar benefits.

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United Club Infinite Card

The United Club Infinite Card is ideal for travelers with a particular airline loyalty. This card is intended for frequent United flyers and grants access to United and affiliated lounges for the owner and up to two guests. The card costs $695 per year. If the fee isn’t within your budget, you can try out the similar United Explorer card — but this option only grants you two annual lounge passes. 

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Chase Sapphire Reserve Card

Not to be confused with the ever-popular Chase Sapphire Preferred, the Chase Sapphire Reserve grants its holder Priority Pass lounge access to more than 1,500 lounges without any airline-specific limitations. While it has a $795 annual fee, the Chase Sapphire Reserve also gives out a $300 travel credit annually. 

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Delta SkyMiles Reserve American Express Card

The Delta SkyMiles Reserve Amex grants its user access to the Delta Sky Club and the Amex lounges, with two additional annual passes for the Delta Sky Club for friends or family. Similar to the United Club Infinite, this card is ideal for travelers who almost exclusively fly Delta. The $650 annual fee is slightly less than the United card’s $695, but the Delta SkyMiles Reserve Amex offers fewer miles upon signing up than the United Club Infinite card.

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Fran Hoepfner
Writer

Fran Hoepfner is a writer and teacher living in Brooklyn. She's an editor at large for the independent film magazine Bright Wall/Dark Room, and her fiction writing has appeared in Joyland, Burrow Press, and Peach Magazine.

This article is for general informational purposes only.
Affiliate Disclaimer Medical Disclaimer Financial Disclaimer

Updated: July 25, 2023
Posted In: Wealth
Hero Image Credit: Better Report
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