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7 Things You Should Never Keep in Your Wallet

Wealth | Updated: April 6, 2026
Bennett Kleinman
Author
Bennett Kleinman is a New York City-based staff writer for Inbox Studio. He is also a freelance comedy writer, devoted New York Yankees and New Jersey Devils fan, and thinks plain seltzer is the best drink ever invented.
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Losing your wallet can be a nightmare. It’s never fun to misplace cash, let alone worry about replacing your driver’s license and credit cards. While wallets are designed to hold money, many also store personal items, such as passwords, receipts, and social security cards. However, if your wallet is misplaced or stolen, these items will make it easy for thieves to steal your identity. To help protect yourself, here are seven things you should never keep in your wallet.

Image of Bellroy flip case wallet
Credit: Courtesy of Bellroy

The Best Wallet Available

Before we talk about items that you should never keep in your wallet, let’s talk about what we consider to be the best wallet currently available. The Bellroy flip case is a sleek, hardshell wallet that conveniently holds up to eight cards. What makes this wallet especially cool are the dual magnetic trapdoors that keep its contents secure, yet easily open when you need access to a credit card or cash.

BUY FOR $65 AT BELLROY
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A man holds his phone while putting his other hand in his pants pocket
Credit: AJ_Watt/ iStock

Social Security Card

Your Social Security card contains sensitive personal information tied to everything from health insurance to tax returns. That’s why this card should be stashed away in a safe place and not in your wallet. If your Social Security number falls into the wrong hands, your identity could be stolen, leading to a myriad of problems. Instead, keep the card safely at home and memorize your Social Security number.

Woman takes cash out of wallet while holding a wicker basket full of groceries
Credit: blackCAT/ iStock

List of Passwords

We all forget our passwords and PINs from time to time, and writing them down in one place serves as a helpful reminder. However, don’t store this document in your wallet. If you lose your wallet, someone will have the key to your email, bank account, and other personal accounts. Keep your written passwords stored safely at home — or better yet, store passwords in an online database, such as 1Password.

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Birth Certificate

Your birth certificate is one of the most relied-upon documents for verifying identity, so a wallet is not a good place to store it. If a pickpocket snatches your wallet and gains access to your birth certificate, they’re one step closer to stealing your identity. Since you don’t have to show your birth certificate often, keep it locked away in a safe at home and only take it out as needed. 

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A pair of hands fills out a check in a checkbook resting on a wooden surface
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Checks

Take caution when keeping checks in your wallet. If a wallet snatcher stumbles across a blank check, they can easily forge it to transfer money from your account to theirs. Be sure only to carry checks written out to a specific person.

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A key attached  inserted in an open door
Credit: Eva Blanco/ iStock

Spare Key

The combination of a spare key and a driver’s license in your wallet can lead to unimaginable nightmares. If someone finds your license and house key, they know where you live and how to gain access. Avoid this problem by keeping your spare key in a safe location or with a trusted neighbor.

A person pulls a credit card out of a tan wallet
Credit: apichon_tee/ iStock

A Large Number of Credit Cards

Keeping credit cards in your wallet is par for the course. However, problems arise when you keep too many credit cards on you. If your wallet is stolen or misplaced and you have to cancel every credit card, it’s a big hassle. And if you can’t cancel the cards before charges are made, you’ll have the additional problem of disputing fraudulent charges. Make sure only to carry the credit cards you regularly use and keep secondary credit cards at home.

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A pair of hands wearing blue nail polish hold a receipt
Credit: Madrolly/ iStock

Receipts

While you may think keeping receipts in your wallet is okay, cunning thieves can use the information to access your credit cards fraudulently. If a robber ends up with your receipts, they can easily figure out what stores you shop at and when you usually go. Once they have that information, a thief can use your credit cards to make seemingly legitimate purchases.

Image of Nomad card for AirTag
Credit: Courtesy of Nomad

An Item Worth Keeping in Your Wallet

For all this talk of items that you should never keep in your wallet, this AirTag holder from Nomad is an absolute must-have. Apple AirTags are a great way to keep track of your wallet if it gets misplaced, and connect with any Bluetooth device so that you can see the AirTag’s exact location. This slim AirTag holder fits right into your wallet, giving you added peace of mind that you’ll never lose your wallet again.

BUY FOR $39 FROM NOMAD
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Featured Image Credit: blackCAT/ iStock

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Bennett Kleinman
Staff Writer

Bennett Kleinman is a New York City-based staff writer for Inbox Studio. He is also a freelance comedy writer, devoted New York Yankees and New Jersey Devils fan, and thinks plain seltzer is the best drink ever invented.

This article is for general informational purposes only.
Affiliate Disclaimer Medical Disclaimer Financial Disclaimer

Updated: July 20, 2023
Posted In: Wealth
Hero Image Credit: Better Report
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