America’s Most Expensive ZIP Codes

Money can’t necessarily buy happiness, but it can buy stunning oceanfront views, vast expanses of land, and unmitigated privacy. Unfortunately, the supply of houses that tick all those boxes is limited, and the properties that are available come at a sky-high list price. This is especially true in 10 ZIP codes that rank as the most expensive in the country, according to Realtor.com. Here’s a look at which ZIP codes top the list, in ascending order.

Paradise Valley, Arizona

The primary ZIP code for Paradise Valley, a popular suburb located to the northeast of downtown Phoenix, is 85253. The median list price for a home here is a staggering $5.5 million, with the median area of those homes measuring nearly 6,000 square feet. Buyers flock here for stunning views of the adjacent Phoenix Mountains Preserve as well as the many world-class spas and golf courses located nearby.

Newport Beach, California

Newport Beach, California, is an idyllic community located along the Pacific coast. The median square footage of listed homes in the town’s 92663 ZIP code came in at 3,058, significantly less than the homes in Paradise Valley. But despite the smaller footprint, the median list price of homes in the area was a whopping $5.995 million.

Rancho Santa Fe, California

Located 30 minutes north of San Diego is the town of Rancho Santa Fe . It offers a quieter way of life and more space than you’d find in the heart of the city, though those benefits come at a cost. The median list price in Rancho Santa Fe’s 92067 ZIP Code is tied with that of Newport Beach at $5.995 million, but you get significantly more space for your money: The median size of homes is 6,000 square feet.

Montecito — Santa Barbara, California

California ZIP codes comprise the majority of the most expensive places to buy a home in the U.S. The 93108 ZIP Code in the Montecito — Santa Barbara area is yet another high-cost locale, home to celebrities including Oprah Winfrey, Prince Harry, and Meghan Markle. Supply there is particularly limited: As Dina Randi, managing partner at Riskin Partners Estate Group, explained, “Montecito’s topography, the proximity of mountains to ocean, is what makes it extraordinary, and it’s also what limits supply. Between natural constraints and regulatory realities, meaningful new inventory is difficult to create.” The median list price for a home sits at $6.495 million, which gets buyers a median 3,611 square feet. 

Water Mill, New York

Water Mill is a tiny hamlet located in the Hamptons region of eastern Long Island. The ZIP code is 11976, though it will take a lot more than $11,976 dollars to buy a home there. The median list price is $6.995 million for a median 5,821 square feet of space. Water Mill offers privacy, sprawling gated estates, and access to beaches along the Atlantic.

Bel Air — Los Angeles, California

You may be familiar with Bel Air due to the ’90s sitcom The Fresh Prince of Bel-Air starring Will Smith. But while that show was fictional, the lofty price tags for homes in this area are all too real. The median list price for a home in the 90077 ZIP code is a jaw-dropping $7.947 million, netting buyers 5,094 square feet of space.

Bridgehampton, New York

Bridgehampton, New York, is located adjacent to Water Mill, and is the most expensive ZIP code (11932) in the Northeast according to Realtor.com’s analysis. The median cost of a home there is $8.8 million for a median square footage of 4,874. Bridgehampton is best known for hosting the Hampton Classic Horse Show each year, attracting equestrian aficionados from around the world.

Beverly Hills, California

The rock band Weezer once sang, “Beverly Hills, that’s where I want to be.” If you also want to be in Beverly Hills — specifically in the 90210 ZIP code, made famous by the drama series of the same name— be prepared to pay $10.495 million for a median square footage of 5,500. 

Fisher Island, Florida

Fisher Island topped Realtor.com’s list in 2025, though it has since fallen a spot to the second-most expensive U.S. ZIP code, probably due to low turnover. This 216-acre island is located off of mainland Miami, and those who have the 33109 ZIP code are part of an exclusive group: The median list price on Fisher Island is $11.98 million, with listings measuring a median of 3,790 square feet.

Newport Coast, California

Last year’s runner-up took the top spot in this year’s rankings: The priciest ZIP code in all of America is 92657, which serves California’s Newport Coast community. Home buyers are attracted to Newport Coast for the isolated hillside properties that have unobstructed views of the Pacific Ocean. The median home list price here is $12.5 million, getting buyers a median 5,552 square feet of space.

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